Welcome to NSB Bank Online!

Located at the top of Iowa, NSB Bank has been taking care of their valued customers for 75 wonderful years. NSB is independently owned -- That means quick decisions, greater flexibility and quicker response time for your requests.

WE'RE HERE FOR YOU!

Mission Statement

While meeting the financial needs of our customers is the prime responsibility of every employee, we are committed to providing a level of service second to none.

We pledge, every minute of every day, to make banking an enjoyable experience and to make the NSB experience a warm and refreshing break in our customers’ otherwise demanding lives.
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OVERDRAFT PRIVILEGE ALERT

 On November 12th, 2009 the Federal Reserve adopted final regulations and commentary revising Regulation E for all banks, which affects consumer overdraft privilege programs regarding ATM and debit card transactions.  These new rules require consumers to provide "affirmative consent" or opt in before being charged a fee for overdraft protection services  for ATM and one-time debit card transactions.

                                                                                                                                                                                                  >>Learn More

Insurance/Investment Options

John Midtgaard, Northwood, 641-324-1023
Chris Wessels, Mason City, 641-423-7638
Securities offered through
VSR Financial Services, Inc.
Member FINRA/SIPC 

Commercial Insurance

If you need insurance for your business, we have it.
For more information please contact John in Northwood or e-mail us.

Crop Protection Insurance

Don't take chances - Protect your investment!

  • Crop Hail
  • Multiperil
  • POP
  • CRC

For more information please contact John in Northwood or e-mail us.

Employee Group Insurance

Let your employees have the option of these great benefits:

  • Group Life Insurance
  • Group Health Insurance
  • Group Cancer Insurance

For more information please contact John in Northwood or e-mail us.

Life/Health Insurance

We sell BC/BS health insurance, plus others. We will help you with your health and medicare supplement claims.

  • Life - all types
  • Health
  • Disability
  • Medicare supplement
  • Long term care

For more information please contact John in Northwood, Chris in Mason City or e-mail us.

Property Casualty Insurance

We write for several companies; compare our prices before you buy.

  • Auto
  • SR22
  • Homeowners
  • RV
  • Farm
  • Umbrella
  • Flood

Some of our companies include:

  • Allied Group
  • IMT
  • St. Paul Economy
  • LeMars Mutual
  • Heritage

For more information please contact John in Northwood or e-mail us.

The insurance products above:

  • Are not a deposit product
  • Are not FDIC insured
  • Are not insured by any federal government agency
  • Are not guaranteed by the bank
  • May go down in value

Investment Options

We offer a wide variety of mutual fund companies and variable annuity products. These are offered through a registered broker/dealer, VSR Financial Services, Inc., member FINRA/SIPC based out of Overland Park, Kansas. We offer Franklin Templeton, Oppenheimer, John Hancock, Kemper, AIM, and American Funds to name a few.

  • Annuities
  • Mutual Funds

The investment options above:

  • Are not FDIC insured.
  • Not obligations of nor guaranteed by NSB Bank.
  • Securities offered through VSR Financial Services, Inc. and not by NSB Bank.
  • Not guaranteed to preserve principal and do involve certain levels of investment risk.
  • NSB Bank an VSR are independent companies

For more information please contact John Midtgaard in Northwood, Chris Wessels in Mason City or e-mail us.

Chris Wessels and John Midtgaard are Registered Representatives with VSR Financial Services, Inc., a FINRA Registered Broker-Dealer. While VSR Financial Services, Inc. is registered to sell securities products in all 50 United States and the District of Columbia, Chris Wessels and John Midtgaard are currently registered to sell securities products in Iowa and Minnesota.