Welcome to NSB Bank Online!

Located at the top of Iowa, NSB Bank has been taking care of their valued customers for over 80 wonderful years. NSB is independently owned -- That means quick decisions, greater flexibility and quicker response time for your requests.


Mission Statement

While meeting the financial needs of our customers is the prime responsibility of every employee, we are committed to providing a level of service second to none.

We pledge, every minute of every day, to make banking an enjoyable experience and to make the NSB experience a warm and refreshing break in our customers’ otherwise demanding lives.

 Girls SC




 Shazam Bolt




















Agricultural and Commercial Loans

NSB Bank has a wide array of agriculture and commercial loans to fit your business needs, whether it is operating expenses for the farm or a line of credit for the business. Also, because we are independent and locally owned we understand the significance of promoting and supporting both the sole proprietor and the large corporation. For more information please contact Andy or Aaron in Northwood or Barrett, Bill, Steve, Drew and Jeff in Mason City or e-mail us.

Check out the Iowa Business Network for information about business management.

Consumer and Installment Loans

Each one of us has unique personal wants and needs. Here at NSB Bank, we understand this and we want to help you get that item you’ve been thinking about. Whether it is a car or another product, we can offer you competitive rates and quality service. For more information, please contact Aaron, Andy  in Northwood or Barrett, Bill, Steve, Drew, and Jeff in Mason City or e-mail us.

Home Equity Loans (Home Improvement Loans)
Put the equity in your home to work for you. Use it for home improvements, remodeling, landscaping, vacations, etc. For more information, please contact Andy in Northwood or Bill, Steve, and Drew in Mason City or e-mail us.

Real Estate Loans

Financing for a house is as important to us as it is to you. We realize the importance of owning your own home and because of that, we offer an excellent selection of financing options including long term fixed and variable rate loans, bridge loans and construction loans. For more information, please contact Andy in Northwood or  Bill, Steve, or Drew in Mason City or e-mail us.

Small Business Administration (SBA) loans

NSB Bank is an SBA preferred lender, which means quicker processing and local decision-making. We participate in all SBA loan programs.

To learn more about the SBA loan program, click here. You will be entering a website separate from www.nsbbank.com. NSB Bank is not responsible for the content of this site.