Welcome to NSB Bank Online!

Located at the top of Iowa, NSB Bank has been taking care of their valued customers for over 75 wonderful years. NSB is independently owned -- That means quick decisions, greater flexibility and quicker response time for your requests.

WE'RE HERE FOR YOU!

Mission Statement

While meeting the financial needs of our customers is the prime responsibility of every employee, we are committed to providing a level of service second to none.

We pledge, every minute of every day, to make banking an enjoyable experience and to make the NSB experience a warm and refreshing break in our customers’ otherwise demanding lives.

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U.S. Department of the Treasury Important Info

The U.S. Department of the Treasury has announced that U.S. Savings Bonds will no longer be available in paper form after December 31, 2011.  They will remain available for purchase as Electronic Issues at www.treasurydirect.gov

For any questions please call and talk to one of our representatives.

Other Financial Services

Overdraft Defender

Have you ever been in this situation…

  • Found yourself “a little short”?
  • Made an honest mistake in balancing your checkbook?
  • Had expenses that were unforeseen at just the wrong time?

It’s OK. We understand it happens. NSB believes that you deserve protection from those overdrafts. NSB Banks Overdraft Defender is a special privilege for customers that have been pre-approved for the service.

Overdraft Defender offers:

  • Protection from having your checks returned due to insufficient funds
  • Fewer charges from retailers for returned checks
  • More flexibility in managing your money

Overdraft Defender is easy to use!

  • It requires no action on your part; you don’t have to sign anything.
  • It costs you nothing unless you use the service.

Here’s How it Works:

As long as you maintain your checking account in good standing, we may honor your overdrafts up to the limit assigned:

Account Comparison Table
Type of AccountLimit
NSB EPlus $300.00
NSB Classic $300.00
NSB Economizer $300.00
NSB E Rewards $300.00
NSB Direct $300.00
NSB Classic Plus $500.00

Our normal non-sufficient funds or overdraft charge of $25.00 will apply to each item that created an overdraft on your account. We will send you a notice each time an overdraft occurs. An NSF Paid Fee or NSF Return Fee can be created by cashing of check, in-person withdrawal, ATM withdrawal, or other electronic means

For more information, contact any of our three full service locations.