ONLINE BANKING
Welcome to NSB Bank Online!Located at the top of Iowa, NSB Bank has been taking care of their valued customers for 75 wonderful years. NSB is independently owned -- That means quick decisions, greater flexibility and quicker response time for your requests. WE'RE HERE FOR YOU! |
Mission StatementWhile meeting the financial needs of our customers is the prime responsibility of every employee, we are committed to providing a level of service second to none. We pledge, every minute of every day, to make banking an enjoyable experience and to make the NSB experience a warm and refreshing break in our customers’ otherwise demanding lives. |
OVERDRAFT PRIVILEGE ALERT
On November 12th, 2009 the Federal Reserve adopted final regulations and commentary revising Regulation E for all banks, which affects consumer overdraft privilege programs regarding ATM and debit card transactions. These new rules require consumers to provide "affirmative consent" or opt in before being charged a fee for overdraft protection services for ATM and one-time debit card transactions.
>>Learn More
Other Financial Services
Overdraft Defender
Have you ever been in this situation…
- Found yourself “a little short”?
- Made an honest mistake in balancing your checkbook?
- Had expenses that were unforeseen at just the wrong time?
It’s OK. We understand it happens. NSB believes that you deserve protection from those overdrafts. NSB Banks Overdraft Defender is a special privilege for customers that have been pre-approved for the service.
Overdraft Defender offers:
- Protection from having your checks returned due to insufficient funds
- Fewer charges from retailers for returned checks
- More flexibility in managing your money
Overdraft Defender is easy to use!
- It requires no action on your part; you don’t have to sign anything.
- It costs you nothing unless you use the service.
Here’s How it Works:
As long as you maintain your checking account in good standing, we may honor your overdrafts up to the limit assigned:
| Type of Account | Limit |
|---|---|
| NSB Free | $300.00 |
| NSB Classic | $500.00 |
| NSB Direct | $300.00 |
| NSB Classic Plus | $300.00 |
Our normal non-sufficient funds or overdraft charge of $25.00 will apply to each item that created an overdraft on your account. We will send you a notice each time an overdraft occurs. An NSF Paid Fee or NSF Return Fee can be created by cashing of check, in-person withdrawal, ATM withdrawal, or other electronic means
For more information, contact any of our three full service locations.
