| Products | Minimum Balance | Fee | Checks or Deposits Viewed On-line | Features |
|---|
|
NSB Classic Account
Ideal for...customers who prefer a convenient account with additional benefits.
|
$100 to open |
| Insurance |
Monthly Fee |
| $10,000 |
$ 7.00 |
| $20,000 |
$ 8.00 |
| $30,000 |
$ 9.00 |
| $40,000 |
$10.00 |
| $50,000 |
$11.00 |
|
Yes |
- 4 Free Foreign ATM w/d's per month
- NSB CheckCard (No Annual Fee)
- Image Statement "E" or mailed
- Unlimited check writing
- Overdraft Protection Available
- Free small safe deposit box for 1st year
- Access to Internet Banking
- 1/2% discount on consumer loan with autopay. (pending credit approval)
- Free money orders
- Visa® or Mastercard® with no annual fee (pending credit approval)
- Account features Accidental Death & Dismemberment Insurance
|
|
NSB Classic Plus/Tiered Interest
Ideal for…customers who desire money-saving extras and a tiered interest rate to reward higher balances.
|
$1000 to open
$1000 minimum balance |
$8.00 a month if minimum daily
balance is not maintained. |
Yes |
- 4 Free Foreign ATM w/d's per month
- NSB CheckCard ($7.00 annual fee plus tax)
- Image Statement "E" or mailed
- Unlimited check writing
- Overdraft Protection Available
- Free small safe deposit box for 1st year
- Access to Internet Banking
- 1/2% discount on consumer loan with autopay. (pending credit approval)
- 1/4% bonus on any new CD
- Tiered interest rates on balances over $1000
- See Rates page for Tiered Rates
|
|
NSB Senior Classic Club
Ideal for...customers 55 or Wiser
|
$100 to open |
The Service Charge is waived if
there is no Accidental Death & Dismemberment Insurance. |
Yes |
- 4 Free Foreign ATM w/d's per month
- NSB CheckCard ($7.00 annual fee plus tax)
- Image Statement "E" or mailed
- Unlimited check writing
- Overdraft Protection Available
- Free small safe deposit box for 1st year
- Access to Internet Banking
- 1/2% discount on consumer loan with autopay. (pending credit approval)
- Free money orders
- Visa® or Mastercard® annual fee waived
- Maintain one other account relationship with a minimum of $10,000
- Travel Opportunities
|
|
NSB "E" Rewards
Ideal for…customers who want Online Bill Pay
|
$200 to open |
| Avg Daily Balance |
Charge |
Bill Pay |
| Overdrawn to $499.99 |
$ 3.00 |
$5.95 |
| $500 to $999.99 |
$ 2.00 |
$5.95 |
| $1,000 and above |
$ 1.00 |
$5.95 |
| $1,000 and above |
No Charge* |
No Charge* |
*(If all requirements are met) |
Yes |
Requirements
- 10 Signature based debit card transactions
- E-Statement
- Average Balance $1,000
- Use Bill Pay 5 times per month
- Must be on a Month End Cycle
Rewards
- 4 free foreign ATM transactions per month
- Free Safe Deposit Box for one year
- Unlimited check writing
- Free check safe keeping
- Overdraft Protection available
- Access to Online Banking & check images
- Free Customer Service
- Bill Pay is free if used 5 times per month
- Debit card available ($7 annual fee plus tax)
|
|
NSB "E" Plus Account
Ideal for…customers who want an electronic statement.
|
$200 to open |
| Avg Daily Balance |
Charge |
| Overdrawn to $499.99 |
$ 3.00 |
| $500 to $999.99 |
$ 2.00 |
| $1,000 to $1,499.99 |
$ 1.00 |
| $1,500 and above |
No Charge |
(includes tax) |
Yes |
- NSB CheckCard ($7.00 annual fee plus tax)
- Monthly statement emailed
- Unlimited check writing
- Access to Internet Banking
- Overdraft Protection Available
|
|
NSB Economizer
Ideal for…customers who desire a low-cost account with a *mailed statement*..
|
$200 to open |
| Avg Daily Balance |
Charge |
| Overdrawn to $499.99 |
$ 4.00 |
| $500 to $999.99 |
$ 3.00 |
| $1,000 to $1,499.99 |
$ 2.00 |
| $1,500 and above |
$ 0.50 |
(Inludes Tax) |
No |
- NSB CheckCard ($7.00 annual fee plus tax)
- Unlimited check writing
- Access to Internet Banking
- Overdraft Protection Available
- Free check safekeeping
|
|
NSB Direct Account
Ideal for…employees of commercial customers of NSB who choose to have a payroll directly deposited into NSB
|
$100 to open |
No monthly service charge. |
Yes |
- NSB CheckCard ($7.00 annual fee plus tax)
- Unlimited check writing
- Access to Internet Banking
- Overdraft Protection Available
- $10,000 Accidential Death & Dismemberment Insurance
- Visa® or Mastercard® with no annual fee (pending credit approval)
- Free check safekeeping
|
