Welcome to NSB Bank Online!

Located at the top of Iowa, NSB Bank has been taking care of their valued customers for over 75 wonderful years. NSB is independently owned -- That means quick decisions, greater flexibility and quicker response time for your requests.

WE'RE HERE FOR YOU!

Mission Statement

While meeting the financial needs of our customers is the prime responsibility of every employee, we are committed to providing a level of service second to none.

We pledge, every minute of every day, to make banking an enjoyable experience and to make the NSB experience a warm and refreshing break in our customers’ otherwise demanding lives.
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U.S. Department of the Treasury Important Info

The U.S. Department of the Treasury has announced that U.S. Savings Bonds will no longer be available in paper form after December 31, 2011.  They will remain available for purchase as Electronic Issues at www.treasurydirect.gov. 

For any questions please call and talk to one of our representatives.

CONSUMER CHECKING

Click here to view Rates

 

Consumer Checking Comparison Table
ProductsMinimum BalanceFeeChecks or Deposits Viewed On-lineFeatures

NSB Classic Account

Ideal for...customers who prefer a convenient account with additional benefits.

 $100 to open
Insurance Monthly Fee
$10,000 $ 7.00
$20,000 $ 8.00
$30,000 $ 9.00
$40,000 $10.00
$50,000 $11.00
Yes
  • 4 Free Foreign ATM w/d's per month
  • NSB CheckCard (No Annual Fee)
  • Image Statement "E" or mailed
  • Unlimited check writing
  • Overdraft Protection Available
  • Free small safe deposit box for 1st year
  • Access to Internet Banking
  • 1/2% discount on consumer loan with autopay. (pending credit approval)
  • Free money orders
  • Visa® or Mastercard® with no annual fee (pending credit approval)
  • Account features Accidental Death & Dismemberment Insurance

NSB Classic Plus/Tiered Interest

Ideal for…customers who desire money-saving extras and a tiered interest rate to reward higher balances.

 $1000 to open
$1000 minimum balance		 $8.00 a month if minimum daily
balance is not maintained.		 Yes
  • 4 Free Foreign ATM w/d's per month
  • NSB CheckCard ($7.00 annual fee plus tax)
  • Image Statement "E" or mailed
  • Unlimited check writing
  • Overdraft Protection Available
  • Free small safe deposit box for 1st year
  • Access to Internet Banking
  • 1/2% discount on consumer loan with autopay. (pending credit approval)
  • 1/4% bonus on any new CD
  • Tiered interest rates on balances over $1000
  • See Rates page for Tiered Rates

 

NSB Senior Classic Club

Ideal for...customers 55 or Wiser

 $100 to open The Service Charge is waived if
there is no Accidental Death & Dismemberment Insurance.		 Yes
  • 4 Free Foreign ATM w/d's per month
  • NSB CheckCard ($7.00 annual fee plus tax)
  • Image Statement "E" or mailed
  • Unlimited check writing
  • Overdraft Protection Available
  • Free small safe deposit box for 1st year
  • Access to Internet Banking
  • 1/2% discount on consumer loan with autopay. (pending credit approval)
  • Free money orders
  • Visa® or Mastercard® annual fee waived
  • Maintain one other account relationship with a minimum of $10,000
  • Travel Opportunities

NSB "E" Rewards

Ideal for…customers who want Online Bill Pay

 $200 to open
Avg Daily Balance Charge Bill Pay
Overdrawn to $499.99 $ 3.00 $5.95
$500 to $999.99 $ 2.00 $5.95
$1,000 and above $ 1.00 $5.95
$1,000 and above No Charge* No Charge*

*(If all requirements are met)		 Yes Requirements
  • 10 Signature based debit card transactions
  • E-Statement
  • Average Balance $1,000
  • Use Bill Pay 5 times per month
  • Must be on a Month End Cycle
Rewards
  • 4 free foreign ATM transactions per month
  • Free Safe Deposit Box for one year
  • Unlimited check writing
  • Free check safe keeping
  • Overdraft Protection available
  • Access to Online Banking & check images
  • Free Customer Service
  • Bill Pay is free if used 5 times per month
  • Debit card available ($7 annual fee plus tax)

NSB "E" Plus Account

Ideal for…customers who want an electronic statement.

 $200 to open
Avg Daily Balance Charge
Overdrawn to $499.99 $ 3.00
$500 to $999.99 $ 2.00
$1,000 to $1,499.99 $ 1.00
$1,500 and above No Charge

(includes tax)		 Yes
  • NSB CheckCard ($7.00 annual fee plus tax)
  • Monthly statement emailed
  • Unlimited check writing
  • Access to Internet Banking
  • Overdraft Protection Available 

NSB Economizer

Ideal for…customers who desire a low-cost account with a *mailed statement*..

 $200 to open
Avg Daily Balance Charge
Overdrawn to $499.99 $ 4.00
$500 to $999.99 $ 3.00
$1,000 to $1,499.99 $ 2.00
$1,500 and above $ 0.50
(Inludes Tax)		 No
  • NSB CheckCard ($7.00 annual fee plus tax)
  • Unlimited check writing
  • Access to Internet Banking
  • Overdraft Protection Available
  • Free check safekeeping

NSB Direct Account

Ideal for…employees of commercial customers of NSB who choose to have a payroll directly deposited into NSB

 $100 to open No monthly service charge. Yes
  • NSB CheckCard ($7.00 annual fee plus tax)
  • Unlimited check writing
  • Access to Internet Banking
  • Overdraft Protection Available
  • $10,000 Accidential Death & Dismemberment Insurance
  • Visa® or Mastercard® with no annual fee (pending credit approval)
  • Free check safekeeping