Welcome to NSB Bank Online!

Located at the top of Iowa, NSB Bank has been taking care of their valued customers for 75 wonderful years. NSB is independently owned -- That means quick decisions, greater flexibility and quicker response time for your requests.

WE'RE HERE FOR YOU!

Mission Statement

While meeting the financial needs of our customers is the prime responsibility of every employee, we are committed to providing a level of service second to none.

We pledge, every minute of every day, to make banking an enjoyable experience and to make the NSB experience a warm and refreshing break in our customers’ otherwise demanding lives.
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OVERDRAFT PRIVILEGE ALERT

 On November 12th, 2009 the Federal Reserve adopted final regulations and commentary revising Regulation E for all banks, which affects consumer overdraft privilege programs regarding ATM and debit card transactions.  These new rules require consumers to provide "affirmative consent" or opt in before being charged a fee for overdraft protection services  for ATM and one-time debit card transactions.

                                                                                                                                                                                                  >>Learn More

Rates

NSB Bank Deposit Rates and APY July 28, 2010

Certificates of Deposit
Type Minimum Interest Rate APY Rate
60 Day $1,000.00 0.32% 0.32%
90 Day $1,000.00 0.64% 0.64%
6 Month $1,000.00 0.79% 0.79%
9 Month $1,000.00 0.87% 0.87%
12 Month $1,000.00 0.73% 0.73%
12 Month $15,000.00 0.89% 0.89%
18 Month $1,000.00 0.99% 0.99%
24 Month $1,000.00 1.40% 1.40%
30 Month Bump Up* $5,000.00 1.42% 1.43%
3 Year* $1,000.00 1.79% 1.80%
4 Year* $1,000.00 2.00% 2.01%
5 Year* $1,000.00 2.48% 2.50%
 *Compound Semi-Annually      

 

NSB Investment Account
Minimum Interest Rate APY Rate
$100,000+ 1.02% 1.02%
$75,000 - $99,999 0.95% 0.95%
$50,000 - $74,999 0.85% 0.85%
$25,000 - $49,999 0.75% 0.75%
$10,000 - $24,999 0.64% 0.64%
$1,000 - $9,999 0.54% 0.54%
$0 - $999 0.00% 0.00%

 

IRA Savings
Interest Rate APY Rate
1.000% 1.000%

 

Savings Interest Tiers
Minimum Interest Rate APY Rate
$100,000+ 0.62% 0.62%
$50,000 - $99,999 0.57% 0.57%
$25,000 - $49,999 0.47% 0.47%
$10,000 - $24,999 0.42% 0.42%
$1,000 - $9,999 0.32% 0.32%
$200 - $999 0.26% 0.26%

 

NSB Classic Plus
Minimum Interest Rate APY Rate
$50,000+ 0.32% 0.32%
$25,000 - $49,999 0.27% 0.27%
$10,000 - 24,999 0.22% 0.22%
$5,000-$9,999 0.17% 0.17%
$2,500-$4,999 0.15% 0.15%
$1,000-$2,499 0.12% 0.12%

Rates are subject to change at any time.
Penalty will be imposed for early withdrawal.
Fees may reduce earnings.
APY Annual Percentage Yield