Rates

NSB Bank Deposit Rates and APY May 15, 2013

Certificates of Deposit

Type	Minimum	Interest Rate	APY Rate
60 Day	$1,000.00	0.12%	0.12%
90 Day	$1,000.00-14,999	0.11%	0.11%
90 Day	$15,000+	0.20%	0.20%
6 Month	$1,000.00-14,999	0.22%	0.22%
6 Month	$15,000+	0.31%	0.31%
9 Month	$1,000.00-14,999	0.35%	0.35%
9 Month	$15,000+	0.41%	0.41%
12 Month*	$1,000.00-14,999	0.41%	0.41%
12 Month*	$15,000+	0.50%	0.50%
18 Month*	$1,000.00-14,999	043%	0.43%
18 Month*	$15,000+	0.52%	0.52%
24 Month*	$1,000.00-14,999	0.60%	0.60%
24 Month*	$15,000+	0.69%	0.69%
3 Year*	$1,000.00-14,999	0.82%	0.82%
3 Year*	$15,000+	0.91%	0.91%
4 Year*	$1,000.00-14,999	1.04%	1.04%
4 Year*	$15,000+	1.13%	1.13%
5 Year*	$1,000.00-14,999	1.50%	1.51%
5 Year*	$15,000+	1.59%	1.60%
*Compound Semi-Annually

 

NSB Investment Account

Minimum	Interest Rate	APY Rate
$100,000+	0.45%	0.45%
$75,000 - $99,999	0.37%	0.37%
$50,000 - $74,999	0.27%	0.27%
$25,000 - $49,999	0.18%	0.18%
$10,000 - $24,999	0.15%	0.15%
$1,000 - $9,999	0.13%	0.13%
$0 - $999	0.00%	0.00%

 

IRA Savings

Interest Rate	APY Rate
1.00%	1.00%

 

Savings Interest Tiers

Minimum	Interest Rate	APY Rate
$100,000+	0.35%	0.35%
$50,000 - $99,999	0.30%	0.30%
$25,000 - $49,999	0.20%	0.20%
$10,000 - $24,999	0.15%	0.15%
$1,000 - $9,999	0.12%	0.12%
$200 - $999	0.10%	0.10%

 

NSB Classic Plus

Minimum	Interest Rate	APY Rate
$50,000+	0.21%	0.21%
$25,000 - $49,999	0.16%	0.16%
$10,000 - 24,999	0.11%	0.11%
$5,000-$9,999	0.06%	0.06%
$2,500-$4,999	0.04%	0.04%
$1,000-$2,499	0.01%	0.01%

Rates are subject to change at any time.
Penalty will be imposed for early withdrawal.
Fees may reduce earnings.
APY Annual Percentage Yield