Welcome to NSB Bank Online!

Located at the top of Iowa, NSB Bank has been taking care of their valued customers for over 80 wonderful years. NSB is independently owned -- That means quick decisions, greater flexibility and quicker response time for your requests.


Mission Statement

While meeting the financial needs of our customers is the prime responsibility of every employee, we are committed to providing a level of service second to none.

We pledge, every minute of every day, to make banking an enjoyable experience and to make the NSB experience a warm and refreshing break in our customers’ otherwise demanding lives.

 NSB Trailer




 Shazam Bolt




















 Click here to view Rates

Savings Account Comparison Table
ProductsNSB Savings AccountNSB Investment AccountNSB Horizon AccountHSA'S 
Balance to Open   $1,000.00 $15,000.00 None  
Monthly Service Charge

None with a minimum balance of $200

$2.63 if balance falls below $200

None with a minimum balance of $1,000

$10 Charge if balance falls below $1000


$4.15 per debit for over 6 w/d per month

Special Features
  • 6 w/d's per month
  • $1 for each debit over three/month
  • Earns interest on balances over $200
  • Debit Card available if you have a checking account
  • No monthly service charge if you are age 18 or younger and $25.00 minimum to open


  • 6 w/d's per month
  • Earns Interest on balances over $1,000
  • Interest rates are tiered & can change at our discretion
  • 6 w/d's per month
  • Earns Interest on all balances
  • Interest rates are tiered & can change at our discretion
  • Comparable to a high interest money market account
  • Interest Rate is 2% & subject to change
  • Annual Percentage Yield is 2.02%
  • You receive a debit card to access your account
  • $8.00 annual fee plus tax



*All accounts have access to Internet Banking.*

Rates are subject to change at any time. 

Fees may reduce earnings. 

APY - Annual Percentage Yield.