Welcome to NSB Bank Online!

Located at the top of Iowa, NSB Bank has been taking care of their valued customers for 75 wonderful years. NSB is independently owned -- That means quick decisions, greater flexibility and quicker response time for your requests.

WE'RE HERE FOR YOU!

Mission Statement

While meeting the financial needs of our customers is the prime responsibility of every employee, we are committed to providing a level of service second to none.

We pledge, every minute of every day, to make banking an enjoyable experience and to make the NSB experience a warm and refreshing break in our customers’ otherwise demanding lives.
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OVERDRAFT PRIVILEGE ALERT

 On November 12th, 2009 the Federal Reserve adopted final regulations and commentary revising Regulation E for all banks, which affects consumer overdraft privilege programs regarding ATM and debit card transactions.  These new rules require consumers to provide "affirmative consent" or opt in before being charged a fee for overdraft protection services  for ATM and one-time debit card transactions.

                                                                                                                                                                                                  >>Learn More

SAVINGS ACCOUNT FEATURES

 Click here to view Rates

Savings Account Comparison Table
Products NSB Savings Account NSB Investment Account NSB Horizon Account HSA'S NSB Christmas Account
Balance to Open $200.00 $1,000.00 $15,000.00 None $25 to open
Monthly Service Charge

None with a minimum balance of $200

$2.63 if balance falls below $200

None with a minimum balance of $1,000

$10 Charge if balance falls below $1000

None

$4.15 S/chg over 6 w/d per month

 $2.00 None
Special Features
  • 3 w/d's per month
  • $1 S/chg per transaction over 3
  • Earns interest on balances over $200
  • Debit Card available if you have a checking account
  • No monthly service charge if you are age 18 or younger
  • 6 w/d's per month
  • Earns Interest on balances over $1,000
  • Interest rates are tiered & can change weekly
  • 6 w/d's per month
  • Earns Interest on balances over $1,000
  • Interest rates are tiered & can change weekly
  • Comparable to a high interest money market account
  • Current Rate is 4% & subject to change
  • You receive a debit card to access your account
  • $7.49 annual fee
  • Automatic transfer of $25 a month or more from your NSB checking acct.
  • No W/D's until November 15th
  • Earns interest on balances over $200
*All accounts have access to Internet Banking and KELLY, our 24 hour Phone Banking Service.*