Savings and Investment

Compare NSB's savings account offerings below.

NSB Savings, Investment,  and Horizon accounts all include the following:

  • Interest earning
  • Statement available with Online Banking
Savings Accounts
Account TypeBalance to OpenMonthly Service FeeFeatures
NSB Savings Account $25.00

None with a minimum balance of $200

($2.63 if balance falls below $200)

  • $1 service charge per debit over 3 per month
  • Earns interest on balances over $200
  • Statement available with Online Banking
  • No monthly service charge if you are 18 or younger
Investment $1,000

 $10.00 if balance falls below $1,000

Interest earned on balance over $1000

 

Interest rates are tiered

Horizon Account $15,000 None
  • 6 withdrawals per month
  • Interest rates are tiered
  • Statement available with Online Banking
  • $4.15 service charge per debit over 6 per month

All accounts have access to Online Banking
 **All fees are subject to tax**

HSA (Health Savings)

  • No minimum balance to open
  • $2.00 monthly service fee
  • 2.00% interest rate (subject to change
  • 2.02% APY
  • Debit card available $9.00 annual fee
  • Statement available with Online Banking

CD (Certificate of Deposit)

  • $1,000 minimum to open
  • No monthly service fee
  • Terms from 3-60 Months
  • 10 Day grace period at maturity
  • Interest compounded or deposited into internal account
  • Statement available with Online Banking

IRAs  (Individual Retirement Account)

  • $1,000 minimum balance to open IRA CD
  • $100 minimum balance to open IRA Savings
  • No monthly service fee
  • No custodial fee
  • No disbursement fee
  • Statement available with Online Banking
  • Rates are the same as CD/s

Personalization Settings

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