Savings and Investment

Compare NSB's savings account offerings below.

Savings, Investment, and Horizon accounts all include the following:

  • 6 withdrawals per month
  • Interest earning
  • Internet Banking
Savings Accounts
Account TypeBalance to OpenMonthly Service FeeFeatures
Savings N/A

$2.63 if balance falls below $200

  • 3 debits/month free, then $1.00/transacation
  • Interest earned on balances over $200
  • Debit card available with checking account
  • Monthly service fee waived if under 18 years (must have $25.00 minimum to open)
Investment $1,000 $10.00 if balance falls below $1,000
  • Interest earned on balances over $1,000
  • Interest rates tiered and subject to change at the discretion of NSB
Horizon $15,000 None
  • Interest earned on any balance amount
  • Interest rates are tiered and subject to change at the discretion of NSB
  • Comparable to a high interest Money Market account
  • $4.15 per withdrawal if in excess of 6/month

Rates are subject to change at any time.
Fees may reduce earnings.
APY - Annual Percentage Yield.

HSA (Health Savings)

  • No minimum balance to open
  • $2.00 monthly service fee
  • 2.00% interest rate (subject to change
  • 2.02% APY
  • Debit card provided
  • Card fee $9.00 annually plus tax

CD (Certificate of Deposit)

  • $1,000 minimum to open
  • No monthly service fee
  • Terms from 60 days-60 months
  • 10 Day grace period at maturity
  • Internet Banking
  • Rates for IRA and CD are the same

IRAs 40 (Individual Retirement Account)

  • $1,000 minimum balance to open IRA CD
  • $100 minimum balance to open IRA Savings
  • No monthly service fee
  • No custodial fee
  • No disbursement fee
  • Internet Banking
  • Rates for IRA and CD are the same

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