Savings and Investment
Compare NSB's savings account offerings below.
NSB Savings, Investment, and Horizon accounts all include the following:
- Interest earning
- Statement available with Online Banking
| Account Type | Balance to Open | Monthly Service Fee | Features |
|---|---|---|---|
| NSB Savings Account | $25.00 |
None with a minimum balance of $200 ($2.63 if balance falls below $200) |
|
| Investment | $1,000 |
$10.00 if balance falls below $1,000 |
Interest earned on balance over $1000
Interest rates are tiered |
| Horizon Account | $15,000 | None |
|
All accounts have access to Online Banking
**All fees are subject to tax**
HSA (Health Savings)
- No minimum balance to open
- $2.00 monthly service fee
- 1.00% interest rate "Rate is subject to change" "See New Account Representative for current rate"
- 1.01% APY "Rate is subject to change" "See New Account Representative for current rate"
- Debit card available $18.00 annual fee
- Statement available with Online Banking
CD (Certificate of Deposit)
- $1,000 minimum to open
- No monthly service fee
- Terms from 3-60 Months
- 10 Day grace period at maturity
- Interest compounded or deposited into internal account
- Statement available with Online Banking
IRAs (Individual Retirement Account)
- $1,000 minimum balance to open IRA CD
- $100 minimum balance to open IRA Savings
- No monthly service fee
- No custodial fee
- No disbursement fee
- Statement available with Online Banking
- Rates are the same as CD/s
