Lending Solutions for Local Farmers
At NSB Bank, we understand the importance local farmers play in the success of our community, and we’re dedicated to providing lending solutions to help them do their work. We provide several ag lending options to farmers, whether your operation is focused on growing commodity crops or selling livestock. If you’d like to learn more about the benefits of working with NSB Bank for your ag loan, please contact one of our offices. Our lending team is ready to work with you.
NSB Bank Ag Loan Solutions
Ag Loan | What You Need to Know About This Loan |
|---|---|
Term Loans | This loan allows you to receive a lump sum at the start of the loan and pay a fixed rate throughout the term. It can be used to make upgrades to your facilities, purchase equipment, and more. |
Lines of Credit | Farmers often experience seasonal dips in cash flow. With an operating line of credit, you can draw on the loan as needed to maintain cash flow and only pay interest on what you borrow. |
Beginning Farmer Loans | These loans are tailored to younger farmers to purchase real estate, breeding stock or equipment. Maximum net worth requirements apply, please contact a loan officer for additional information. |
Real Estate Loans | Real estate loans are used to purchase additional land for your farm’s operation or refinancing existing debt. |