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Commercial Loans

Lending Solutions Tailored to Business Owners

Every business needs help with its capital needs. Whether you’re a small business looking to get started, or an established business looking to expand, you need a lending partner you can trust. At NSB Bank, we are proud to work with community businesses of all sizes to help them grow and thrive. If you want to work with NSB Bank to find your commercial loan solution, please contact one of our offices to speak with a member of our lending team.

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NSB Bank Commercial Loan Offerings

Loan Offering

What You Need to Know About This Commercial Loan

Term Loans

Term loans are conventional loans that allow you to borrow a designated amount with a fixed rate throughout the loan’s term. Term loans can be used to purchase equipment for your office, add more inventory, or provide you with more working capital.

Revolving Lines of Credit

This is a lending solution ideal for businesses that experience seasonal fluctuations in their cash flow needs. With a revolving line of credit, you draw on your line of credit as you need it, and only pay interest on what you borrow. As you pay it back, the funds become available to borrow again in the future.

Commercial Mortgage Loans

Commercial mortgages are great options for business owners, whether they’re looking for a brand-new space or additional space to accommodate their growing business. We’ll work with you to make sure the loan has the right terms and rate for your business.