Personal Checking
Compare NSB's checking accounts to find the one that best suits your needs.
Checking Accounts
Account Type | Minimum Balance | Applicable Fees | Special Features |
NSB Classic |
$100 to open |
Insurance |
Monthly Fee |
$10,000 |
$7.50 |
|
|
|
*4 free foreign ATM withdrawals per month
*Accidental death and dismemberment insurance
*Debit Card available (18.00 annual fee)
*Waived monthly fee with Social Security deposits
|
NSB Classic Plus |
$1,000 to open
$1000 minimum daily balance
|
$8.00 a month if minimum daily balance is not maintained |
*4 free foreign ATM withdrawals per month
*1/4% bonus on any new CD
*Tiered interest rates on balances over $1000
*Debit Card available ($18.00 annual fee)
|
NSB Everyday |
$100 to open |
Average Daily Balance |
Charge |
|
Overdrawn - $499.99 |
$3.00
|
|
$500 - $999.99 |
$2.00 |
|
$1,000 -$1499.99 |
$1.00
|
|
$1,500 and above |
No Charge |
|
|
*Monthly statement available with Online Banking
*Debit Card available (18.00)
* Waived service charge for minors (until the age of 19)
|
NSB Economizer
|
$100 to open |
Average Daily Balance |
Charge |
Overdrawn - $499.99 |
$7.50 |
$500 - $999.99 |
$6.50 |
$1,000 - $1,499.99 |
$5.50 |
$1,500 -$9,999.99 |
$4.00 |
|
* Monthly statement mailed
* Debit Card available ($18.00 annual fee)
|
**All fees are subject to tax**