Phishing Scam

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Checking Accounts

Choose the Right Checking Account for You

Compare NSB’s checking account offerings below to see which would be the best fit for you.

If you have any questions, please contact our offices to speak with a member of our personal banking team.

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Compare NSB Bank Checking Accounts

Account

Balance Requirements

Monthly Service Charge**

Special Features

NSB Classic Checking

$100 minimum opening deposit

$7.50 monthly fee for AD&D insurance

4 free foreign ATM withdrawals per month

Accidental death and dismemberment insurance

Waived monthly fee with Social Security deposits

NSB Classic Plus Checking

$1,000 minimum opening deposit

$1,000 minimum daily balance

$8.00 monthly service charge if minimum daily balance is not maintained

4 free foreign ATM withdrawals per month

0.25% bonus on any new CD*

Tiered interest rates on balances over $1000

NSB Everyday Checking

$100 minimum opening deposit

Monthly service charge based on average daily balance

Overdrawn to $499.99 - $3.00 charge

$500 to $999.99 - $2.00 charge

$1,000.00 to $1,499.99 - $1.00 charge

$1,500 and above – no charge

Waived service charge for minors (until the age of 19)

Must be enrolled in eStatements

NSB Economizer Checking

$100 minimum opening deposit

Monthly service charge based on average daily balance

Overdrawn to $499.99 - $7.50 charge

$500 to $999.99 - $6.50 charge

$1,000.00 to $1,499.99 - $5.50 charge

$1,500 to $9,999.99 – $4.00 charge

Monthly statements mailed

NSB Health Savings Account

None

$2.00 monthly service fee

Must be enrolled in a high-deductible healthcare plan to be eligible

Funds can be used on qualified healthcare expenses^

1.00 interest rate*

1.01 APY*

*Rates subject to change
^Consult your financial advisor
**All fees subject to tax

Debit Cards

Each NSB Bank checking account comes with the option of signing up for a a VISA® debit card with an initial and annual $18.00 annual fee. With NSB’s debit card, funds are debited directly from your checking account when you make purchases in person, buy something online, or use your card at an ATM. If you believe your debit card has been stolen, notify us immediately.

View Debit Cards Lost or Stolen Card

Other Account Features

  • Each NSB Bank checking account comes with the option of signing up for a Visa Debit card with an initial and annual fee of $18.00.
  • Access your accounts via online banking
  • Access eStatements via online banking